Pension or lump sum, phased payments, bridging payments until AHV: The order in which you choose these options can affect the outcome by six-figure amounts. Eleven questions will help you figure out where you stand.
Free · No registration required · 3 minutes
Two retirees start with CHF 3 million and receive CHF 150,000 per year. Both achieve the same returns over twenty years, only in reverse order.
Each franc is assigned a time horizon before it is invested.
Model calculation for illustrative purposes only; not a forecast or a guarantee of achievable results.
Many decisions made during this time cannot be reversed.
Eleven questions, three minutes.
Context and the three most important levers.
In the conversation, you'll see your scenarios side by side.
Using data instead of gut feelings, well before the deadlines.
Five to seven years before the planned phase-out. After that, the most effective measures—such as staggered purchases—will no longer be in place.
That depends on taxes when you receive the benefits, your health status, your partner's health insurance coverage, and your other assets. There is no one-size-fits-all answer.
The pricing starts at CHF 2,500; for businesses, it starts at CHF 5,500, excluding VAT. You will receive an estimate in advance.
45 minutes with a financial planner, not a salesperson.